JPS Mortgage Hub Ltd - Specialists in Mortgages & Financial Protection
You have the questions, we have the answers!
We provide confidential unbiased advice for both personal and business finances
We offer a range of services tailored to your individual needs:
Contents Insurance:
Buildings and Contents Insurance pays out in the event of damage to your home or to contents should the situation arise where you have to make a claim. Don't leave it to chance thinking it will never happen to me or my family, accidents happen! Home Insurance can be a small price to pay for peace of mind. Getting the right 'personalised policy' is very important.
Life Insurance:
Life Insurance pays out a lump sum in the event of your death, life insurance can be a lifeline to those we leave behind who we provide for or just a protective net for family to ensure they are financially secure. We can advise you on Life Insurance Trusts to ensure that your beneficiaries receive a prompt payment and that that your policy value is not paid directly to your estate thus incurring Inheritance Tax.
Circumstances change: Life circumstances change, life is a journey, we have children, incomes can change, personal circumstances can change, it is important to review your insurance and to have life insurance that is a true reflection of your needs. We can review your current life insurance policy or policies and advise you on the suitability of your current provision or help with finding a policy that better meets your needs. There is no obligation and we are independent so we do not just offer you one provider.
Remortgages:
Are you paying too much to your current mortgage provider, do you know that you can save money by changing providers even after you have started the term of your mortgage. Many people choose to remortgage to raise funds for lots of things, home improvements, that special occasions you have always wanted to celebrate, a new car, university educations, there can be so many expenses to plan for. (Your property may be repossessed if you do not keep up repayments on your mortgage.
There will be a fee for mortgage advice, the precise amount will depend upon your circumstances. Your Consultant will confirm the amount before you choose to proceed but we estimate it to be £499 or 0.5% of the loan, whichever is greater.)
Mortgages:
Buying a home, whether your first or your last is so exciting, there can be no greater feeling than getting the keys to your very own home.
At JPS Mortgage Hub Ltd we want to make sure nothing holds you back, we search the market to get you the very best deal on your mortgage tailored to your specific circumstances. (Your property may be repossessed if you do not keep up repayments on your mortgage.
There will be a fee for mortgage advice, the precise amount will depend upon your circumstances. Your Consultant will confirm the amount before you choose to proceed but we estimate it to be £499 or 0.5% of the loan whichever is greater.) If the mortgage is complex there may be a fee equivalent to 0.8% of the value of the loan.
Estate Planning:
Plan for the future now, at JPS Mortgage Hub Ltd, we can assist you with Wills, Trusts, Power of Attorney.
Death is the one event we often have no control over, but what we can control is the way in which our estate is distributed after our death, how children or dependents are cared for and even what happens if we are unable to care for ourselves in later life.
Conveyancing Services:
Conveyancing is a crucial step in almost every mortgage process in the UK. When a client is moving home, conveyancing is the legal transfer of property ownership from the seller to the buyer. For re-mortgages to a different lender, a charge over the property needs to be registered by a solicitor.
If you are looking for conveyancing we can assist. We offer conveyancing from a comprehensive panel of solicitors. We could save you money on your solicitor fees, giving you more for your new home or those little extras that you forget to budget.
CONTACT US TODAY
JPS MORTGAGE HUB LTD
Plan for tomorrow, enjoy today!
31 Bernisdale Drive,
Glasgow, Scotland
G15 8BB
info@jpsmortgagehub.co.uk
Tel: 0141 944 7638 / 07944 584 141
JPS Mortgage Hub Ltd is an Appointed Representative of Beneficial Ltd, which is Authorised and Regulated by the Financial Conduct Authority, FCA number 736655. JPS Mortgage Hub Ltd is authorised and regulated by the Financial Conduct Authority, FCA number 1010513. Registered address Bernisdale Drive, Glasgow, Scotland, G15 8BB. Your property may be repossessed if you do not keep up repayments on your mortgage. There will be a fee for mortgage advice, the precise amount will depend upon your circumstances. Your Consultant will confirm the amount before you choose to proceed but we estimate it to be £499 or 0.5% of the value of the loan, whichever is greater.
Commission disclosure: We are a credit broker and not a lender. We have access to an extensive range of lenders. Once we have assessed your needs, we will recommend a lender(s) that provides suitable products to meet your personal circumstances and requirements, though you are not obliged to take our advice or recommendation. Whichever lender we introduce you to, we will typically receive commission from them after completion of the transaction. The amount of commission we receive will normally be a fixed percentage of the amount you borrow from the lender. Commission paid to us may vary in amount depending on the lender and product. The lenders we work with pay commission at different rates. However, the amount of commission that we receive from a lender does not have an effect on the amount that you pay to that lender under your credit agreement.